On this week’s edition of The Beasley Allen Report, host Gibson Vance welcomes James (Jimmy) Fry to talk about Legal Services Alabama (LSA). Thousands of people have been helped by Legal Services Alabama. The non-profit agency provides quality civil legal aid to Alabama’s low income community. They handle issues ranging from family law to tax issues, at no cost to their clients who qualify. Fry serves as LSA’s Executive Director. During his career, Fry has served in the U.S. Army, was District Attorney in Limestone County, and served as an Appellate Judge. “All my life, since 1979, I’ve thought of the practice of law as actually being in the justice business. … If you’re doing criminal law or civil law, you hope it’s all about justice,” he says. LSA operates nine offices throughout the state, employing about 60 lawyers and 40 support staff. The agency mainly serves people in poverty who would otherwise be unable to afford an attorney. The agency is federally funded, and also receives support through the Alabama Lawyers Foundation through the Interest on Lawyers Trust Accounts (IOLTA) Fund, grants and private donations. LSA also works closely with the Volunteer Lawyers Programs throughout the state. There are approximately 800,000 Alabamians who qualify as low-income clients.
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Yes — normally if you are suing a debt collector then the collection agency will have insurance to pay for the majority of damages you are owed by the debt collector.
Sometimes big companies don’t have insurance — they are “self-insured”.
But most do, with some type of deductible.
This is important as you want to be able to get paid for your damages.
And the collection agency is not likely to go out of business — that’s what the insurance is for.
But the agency will feel pain from the lawsuit which is the only way the owners of the agency will make changes to make sure the agency stays within the law (Fair Debt Collection Practices Act).
Let us know if we can help you by calling us at 205-879-2447 or contacting us through our website AlabamaConsumer.com.
John G. Watts
Watts & Herring, LLC
Birmingham, Alabama and Madison (Huntsville), Alabama
No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.